Required Notices & Documents

Important Legal Notices

HIPAA Notice of Privacy Rights

Plan Documents

Qualified Medical Child Support Order

Summary Annual Reports (SAR's)

The Employee Retirement Income Security Act of 1974 (ERISA) requires employers to furnish summary Annual Reports (SAR's) for covered benefit plans. These summaries contain certain financial information of the benefit plans sponsored by employers in a given plan year. As required, these SAR's are being made available to all employees and will be distributed on an annual basis.

  • Plan 001 - Defined Contribution Retirement Plan:  2021
  • Plan 509 - Welfare Benefit Plan:  2021

Summary of Benefits and Coverage (SBC)

Health insurance issuers and group health plans are required to provide participants with an easy-to-understand summary about a health plan's benefits and coverage. The new form must include a short, plain language summary of benefits and coverage; a uniform glossary of terms commonly used in health insurance coverage, such as "deductible" and "co-payment"; and coverage examples allowing participants to compare between plans using two common medical situations. All insurance companies and group health plans must use the same standard SBC format to help participants compare between health plans.

Summary of Material Modifications (SMM's)

Summary Plan Descriptions (SPD's)

TIAA - Automatic Enrollment and Qualified Default Investment Alternative (QDIA) Notice

Notification of the TIAA automatic enrollment provision is required to be sent on an annual basis to participants in the plan. In addition, all new employees who are eligible to participate in the defined contribution plan account under the plan will also be notified of the automatic enrollment provision upon first becoming eligible.

TIAA - Fee Disclosure Notices

Under the Department of Labor (DOL) Section 404(a) regulation, qualified retirement plan sponsors must provide disclosures to participants on plan-related information and investment-related fees and information. Additionally, a quarterly report (statement) that includes fees deducted from participant accounts must be provided. These regulations require that participants be provided with sufficient information regarding the plan and the designated investment alternatives offered under it to make informed investment decisions.

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