Annual Enrollment

Welcome to the 2022 Annual Benefits Enrollment website!

What is Annual Benefits Enrollment?

The Annual Benefits Enrollment period is a once per year opportunity for eligible employees to enroll in, make changes to, or opt-out of most benefit plans for the upcoming calendar year. This is the only time you are eligible to make changes unless you have a qualifying life event, such as a family or employment change.

For 2022, Annual Enrollment runs from Monday, October 18 through Monday, November 1 and changes made during this period will be effective January 1, 2022.

Annual Enrollment for 2022 is PASSIVE meaning you do not have to take action unless you would like to newly enroll in benefits (provided you meet eligibility requirements), make changes to your benefits, or opt-out of benefits. The only exception is for 2022 FSA enrollment(s) which require an active election per IRS regulations. In other words, if you are not newly enrolling, making changes, opting out, or electing FSA, your 2021 benefits will automatically roll-over into 2022 and no action is required.

Take advantage of the following EDUCATION OPPORTUNITIES

  • Read the 2022 Employee Benefit Guide
  • Listen to the recorded Benefit Presentation 
  • Review the Annual Enrollment PowerPoint slides
  • Stop by the Annual Enrollment Open House
    • Tuesday, October 26 from 8a to 6p in Shouvlin 105
    • Meet with HR and USI reps to discuss your annual enrollment questions and grab some give-aways from our awesome vendors!
    • AND... employees stopping by the Open House will be entered into a prize drawing for some amazing gifts including wearable fitness devices, fitness tools, massage guns, and more! 
  • Can't make the open house?  If you can't make the open house but have questions and need to speak with someone, please reach out to DeAnna Sullivan at dsullivan@wittenberg.edu to schedule a virtual or in-person private appointment.
  • See links to the Annual Enrollment Documents, Forms, and Reference Guides at the bottom of this web page

For our Medicare eligible, or soon to be Medicare eligible, employees we invite you to join us for either an on-campus or virtual Medicare Information meeting hosted by Colleen Corrigan with Wallace & Turner.

  • ON-CAMPUS Medicare Meeting
    • Click to sign up: Thursday, October 21 from 9:00 to 11:00 a.m. in the Benham Pence Student Center, Alumni Room. Masks and social distancing are required.
  • VIRTUAL Medicare Meeting
    • Click to sign up: Thursday, October 21 from 3:00 to 4:00 p.m. A link to the virtual meeting will be sent to your Wittenberg email prior to the meeting.
  • Be sure to review the Important Medicare Information at the bottom of this web page

Benefit Offerings for 2022

Through our benefits programs we strive to support the needs of employees and dependents by providing a benefit package that is comprehensive yet affordable.  It is our way of showing employees that we are investing in you, your families, and your futures. We recognize that our ultimate success depends on you - our talented and dedicated workforce. We understand the contribution each of you make to our accomplishments and so our goal is to provide competitive benefit programs to attract and retain the best employees around!

What's CHANGING / STAYING THE SAME?

CHANGE to Medical plan design: 

  • The vision exam is moving into the medical plan as a preventive (no cost!) benefit.  The preventive vision exam includes refraction and other services necessary for glasses/contact fittings.  Members on both Anthem medical and Anthem Blue View Vision will have the exam billed under the medical plan and materials (glasses/contacts) billed under the new "materials only" vision plan.

CHANGE to Medical premiums:

  • For the first time since 2019, employee medical premiums are INCREASING.  Please see the 2022 Rate Sheet.

CHANGE to Vision plan design: 

  • The vision exam is moving out of the Anthem Blue View Vision plan and onto the Anthem medical plan as a preventive service.  The 2022 Blue View Vision plan will cover "materials only".  Members enrolled in both Anthem medical and vision plans will have the exam billed under the medical plan and materials (glasses/contacts) billed under the new "materials only" vision plan. Members not enrolled in Anthem's medical plan will still have coverage for vision materials, but the vision exam will no longer be covered.

CHANGE to Vision premiums:

  • With the move to the materials only vision plan, the employee premiums are DECREASING.  Please see the 2022 Rate Sheet.

CHANGE to FSA & HSA contribution maximums:

  • The FSA & HSA maximum contribution limits have been adjusted for inflation by the IRS

NO CHANGE to Dental plan design

NO CHANGE to Dental premiums

NO CHANGE to Supplemental/Voluntary Life Insurance(s)

What BENEFITS ARE OFFERED?

A summary of benefit offerings for 2022 is listed below. See the 2022 Employee Benefit Guide for additional details on each offering.

Medical Insurance

Wittenberg University offers a High Deductible Health Plan (HDHP) through Anthem Blue Cross Blue Shield. To access the highest level of medical coverage you should use in-network providers whenever possible. You may see any licensed provider, however, non-network providers will be covered at a lower level.  Prescription coverage is included as part of the medical plan.  The 4-tier Rx formulary in place for 2022 is available here.  Please see the HDHP Benefit Summary for details and the 2022 Rate Sheet for monthly medical premiums.

Health Savings Account (HSA)

A Health Savings Account (HSA) is a bank account in your name which both you and Wittenberg can deposit funds to on a tax-free basis if you are enrolled in the High Deductible Health Plan (HDHP). For 2022, Wittenberg will continue to make HSA contributions, on a pro-rated basis, of $650 to employees enrolled in single medical coverage and $1,300 to employees enrolled in all other medical coverage levels. You can use the funds in your HSA to help pay your medical deductible and prescription co-pays, plus other eligible medical, dental, and vision expenses. Any funds in the account that you do not spend will roll over into the next year and remain available to you. The HSA is your bank account and should you leave Wittenberg University, you may take the account with you for use on future qualified healthcare expenses.  Please see the complete information regarding an HSA at www.irs.gov for possible exclusions and limitations of eligibility.  See the Chard Snyder HSA flyer for additional details and the HSA sample scenarios to see how the HSA works with your healthcare plan.

Dental Insurance

Wittenberg University offers Dental coverage to eligible employees through Superior Dental Care, Inc. You may see any dental provider you wish but will have the highest level of coverage when you use an in-network provider. The Dental plan offers a wide network of providers and offers coverage for routine preventive visits, basic and major services. Please see the Dental Benefit Summary for details and the the 2022 Rate Sheet for monthly dental premiums. (No change to dental premiums for 2022!)

Vision Insurance

Wittenberg University also provides you with the option to enroll in our vision plan through Anthem Blue View Vision. For 2022, the vision plan will be a "materials only" plan.  The vision exam will move to a preventive service under the Anthem medical plan.  The materials only Blue View Vision plan includes coverage for eye glasses and contracts, as well as discounts on various lens enhancements. Please see the full Vision Benefit Summary for details and the 2022 Rate Sheet for monthly vision premiums.

Flexible Spending & Dependent Care Accounts

Eligible employees have the opportunity to enroll in a Flexible Spending Account (FSA), Limited Flexible Spending Account (LMT), and/or Dependent Care Spending Account (DCA) through Chard Snyder. These accounts allow you to set aside pre-tax dollars to cover qualified healthcare, vision, dental, or dependent care expenses. Participants pay no federal or state income taxes on the money placed in an FSA, LMT, or DCA. As you incur eligible expenses, use your Chard Snyder debit card to pay at the point of service or submit the appropriate paperwork to be reimbursed by your account. Up to $550 of FSA or LMT dollars can be carried over into the next year. The DCA does not allow for a carry over of funds and funds not used will be forfeited. See the Chard Snyder FSA flyer for additional details.

Voluntary/Supplemental Life Insurance(s)

Employees have the option to apply for and purchase additional voluntary life insurance(s) during this Annual Enrollment period. Voluntary life premiums are 100% employee paid through payroll deductions. Premiums are at a group rate and based on your age. The employee must elect voluntary coverage on their own life in order to elect voluntary coverage on their spouse and/or children's lives. The option to purchase coverage for the employee is in 10k increments, for the spouse in 5k increments, and for children a flat 10k. Statement of Health (SOH) may be required. See the 2022 Rate Sheet for monthly supplemental life premiums.  Employees enrolled in voluntary supplemental life insurances are eligible for the following free services:

What are my NEXT STEPS?

Employees making NO CHANGES

  • If you aren't making any changes to your benefits, no action is required (with the exception for those wanting to enroll or re-enroll in a FSA).  Your current medical, dental, vision, HSA, and supplemental life insurance coverages (if applicable) will automatically roll over into 2022 at the same coverage levels.

Employees NEWLY ENROLLING, ADDING COVERAGE, or RE-ENROLLING in FSA

Employees MAKING CHANGES (i.e. adding/deleting dependents, increasing/decreasing HSA contributions, or increasing/decreasing supplemental/voluntary life insurance volumes)

Employees OPTING-OUT of coverage

Enrollments, changes, or terminations must be submitted to HR no later than 5:00 pm on Monday, November 1st. All changes to your benefits elections will begin 1/1/2022 and will remain in effect until the next Annual Enrollment period unless you experience a qualifying life event such as a marriage, divorce, birth, loss of other coverage, or significant change in other coverage.  Employees have 30 days from the date of the qualifying life event to notify HR of changes.  Contribution changes to HSA and TIAA are permitted at any time. 

Annual Enrollment Documents

Enrollment/Change Forms

Note: To open forms in PDF fillable format first, click the link below. Then when the document opens, click "Open in a Different Viewer" in the upper right hand corner of the document to convert to PDF fillable).

Reference Guides, Presentations, Required Notices

Important Medicare Information

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